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How to value your items

The Policy is on a 'New for Old' basis therefore you should declare the replacement value of all the goods being placed into store.

You must declare the replacement value of all the goods and not just a selected few.

By declaring the full replacement value allows Insurers, in the event of claim, to deal with your claim quickly and fairly in accordance with the policy conditions. Unlike some of our competitors, Insurers will NOT take into account the age, wear and tear of the item or items when considering your claim.

Therefore, we do recommend you take a few moments just to check you are declaring the correct replacement value of your goods.