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Top tips to save cash in cold weather

Top tips to save cash in cold weather
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Looking to reduce your heating costs now autumn is turning to winter?

Heating costs are a major part of household bills, and families on low-incomes have been hard hit by recent increases in energy costs. It’s looking increasingly likely that high energy costs are here to stay in the medium term. This means that there is more benefit in improving energy efficiency by making pricier, disruptive changes to your home, such as insulation or upgrading your boiler to a modern, more efficient model.

But if you are really strapped for cash, even free and cheap interventions can pay off, allowing you to stay warm for less.

Check whether you’re entitled to help with heating bills

Many households are eligible for extra government help with heating bills. You can learn more about this at Help For Households.

It’s really important for your health and wellbeing to keep warm, so if you can’t afford to keep your home comfortably warm, or if you’re choosing between heating and eating, seek help. Citizen’s Advice can talk you through your options for cost of living support, including help with prepayment meters and fuel vouchers.

Get the most out of insulation and draught-proofing

Hunting for draughts and sealing them, either with caulking, draught tape or curtains, will make your home more comfortable and easier to heat.

Adjust the thermostat to save cash

Another kind of insulation is putting on a few extra clothing layers, and snuggling up under blankets. This might allow you to keep your rooms slighter cooler, saving cash while staying cosy. In rooms that are less used (such as spare bedrooms), 15C is a safe ambient temperature. In spaces that you are using, maintain the temperature between 18C and 21C.

One simple boiler tweak that can reduce your bills

Gas combi boilers have a setting called flow temperature, which can be reduced to 60C. We have a blogpost where you can learn more about adjusting the flow temperature on your boiler to save cash.

In homes with a heating system that has a separate hot water cylinder, it may be possible to reduce the temperature of the cylinder. The minimum safe temperature for a hot water cylinder is 60C – this is to avoid bacteria growth. If yours is higher than that, you may find you can reduce your bills by lowering it to 60C.

Maximise the efficiency of heating radiators

Radiators on uninsulated outside walls would benefit from reflector panels fitted behind them. This reflects the heat back into the room, rather than through the wall and into the street.

Keep furniture and storage away from radiators so they can work efficiently at heating your living spaces. If your house is too full of furniture that you’re not using, consider getting rid of some pieces, or putting them into storage. You’ll need to insure your stored goods as a condition of your contract with your self-storage company. Be sure to shop around for self-storage insurance to ensure you get the very best price. Get a quick quote from Store and Insure to start you off.

For more about central heating…

We’ve got a few useful posts on optimising your central heating:


Question and Answer


Can I keep electrical goods in my storage unit?

It’s normal to store electrical goods, including domestic appliances in your storage unit. As a rule, storage companies will not allow you to store electrical goods that are running. For example, you can’t plug in your refrigerator in your storage unit.


How much is self storage insurance ?

The cost is based on the sum insured (value of your goods) and the length of time they will be stored in the self storage facility. We aim to be competitive in our pricing but, equally, we want you to have the support of a first class insurer should you need to claim and this is the reason your goods are insured at Lloyd's, one of the most reputable insurance organisations in the world, who have been in existence since 1688.

For your security and protection and, unlike some of our competitors, we do not use insurers based overseas for obvious reasons.


What are some examples of seasonal possessions?

Seasonal possessions are domestic goods that you don’t use all year round. An example might be warm winter clothing and thermal bedding, which you will not use during the summer months. Another example might be a barbecue and garden furniture that you only use during the summer but not so much in the winter. During the off-season you can put these things into storage so they are not cluttering up your home.